Dubai: Is it mandatory for Golden Visa holders to renew yearly health insurance?

Health Insurance Renewal for Dubai Golden Visa Holders: Is It Mandatory?

Question:
I am a Golden Visa holder in Dubai. Is it mandatory for me to renew my health insurance and my family’s insurance annually?

Answer:
Yes, as a Golden Visa holder in Dubai, it is mandatory for you to renew your health insurance and that of your family every year. This requirement is governed by Law No. (11) of 2013 Concerning Health Insurance in the Emirate of Dubai, which outlines the obligations of sponsors regarding health insurance coverage in the emirate.

According to Article 11 of the law, all sponsors, including Golden Visa holders, are required to:

1. Enroll Sponsored Individuals: Ensure all sponsored family members are covered by a valid health insurance plan if not provided by an employer.

1. Cover Costs: Bear the cost of health insurance for sponsored individuals without passing on the expense.

1. Maintain Valid Insurance: Ensure the insurance remains valid throughout the sponsor’s or family member’s residence or visit in Dubai.

1. Emergency Coverage: Cover the cost of emergency medical services if a sponsored person lacks health insurance.

1. Provide Health Cards: Issue health insurance cards to all sponsored individuals.

1. Submit Proof for Visa Renewal: Present a valid health insurance policy when applying for or renewing residency or visit visas.

1. Comply with DHA Resolutions: Fulfil any additional obligations as outlined by the Dubai Health Authority (DHA).

In summary, whether or not you are a Golden Visa holder, Dubai law mandates that you maintain valid health insurance for yourself and your family members as part of your sponsorship responsibilities. Failure to comply can impact the issuance or renewal of residence permits.

Applicable Law:

• Law No. (11) of 2013 Concerning Health Insurance in the Emirate of Dubai.